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If you are concerned about your financial situation but are unsure about where to start … our free, independent and confidential financial counsellors can assist you.

This service will be useful if you are:

  • Experiencing difficulty paying utility bills, phone bills or fines
  • Experiencing difficulty paying credit cards or personal loans
  • Receiving insistent correspondence from debt collectors and creditors
  • Facing car repossession
  • Facing eviction from your home
  • Experiencing difficulty meeting home loan repayments or are facing house repossession

Financial counsellors have extensive knowledge in a range of areas of law and policy, including: consumer credit law; debt enforcement practices; the bankruptcy regime; industry hardship policies and government concession frameworks.

Financial counsellors can assist with:

  • Negotiating with creditors to work out payment arrangements;
  • Providing information on government support programs including benefits and entitlements;
  • Addressing Centrelink issues;
  • Providing information about bankruptcy;
  • Providing information about options to address debts;
  • Provide individually tailored financial education to strengthen money management skills;
  • Provide referral to specialist services where necessary.

What you will need for your counselling session:

  • Centrelink income statements or pay slips
  • Letters of demand
  • Copies of outstanding bills
  • Court orders
  • Original contracts
  • Bank or credit card statements

Call us on the numbers below during office hours to book an appointment.